3 Money Moves You Should Master in 2019

We are not going to set any New Year’s resolutions here. However, be sure to master some new skills in 2019. It is always a plus to acquire new skills and absorb additional insights that could expand your knowledge and finances.

Here at 4better, we are all about encouraging and inspiring you to take the next step in bettering your life.

If you haven’t started yet, there are still few days left before 1 am January 1, 2019. You have ample time to get your planner or iPad and start jogging down those money moves you should be making next year.

Money Move # 1: Emergency Fund. It’s time to build that emergency fund. I get it. You spend the entire 2018 saving as much as you can on that foundation plan. However, every time you save a few dollars, you take out a bunch. Hence, you could never see that emergency fund going anywhere. I understand the struggle –speaking from experience here. This is your year, and I want to celebrate that Emergency Fund with you next year December.

Money Move # 2: Savings 2.0. What’s that exactly? You are going to have a separate savings account for those long-term goals of yours. Whether it’s to save for that down payment on your dream home, take that vacation of yours, or to build wealth, it’s time to set that savings account and watch moving up the ladder of building capital.

Money Move # 3: Zero Debt. These debts have got to go. If they seem like they aren’t going anywhere, we’re going to get them down as much as we can. Those students’ loans –if you have– are imperious. I’ll be right by your side when we crush them together. Enough is enough. Let’s increase those payments on those credit card debts, student’s loans, car payments, and more.

I don’t intend to set any New Year’s resolutions; hence, I am keen to improve my finances, and I hope you can tag along. We will indubitably celebrate together, next year.

Cheers to a BETTER 2019!